• 15% Deposit on sale required.
• Several term lengths are available.
• No upfront or monthly payments are required however the full balance financed is due on the due date of the selected plan.
• Plan can be paid off in full at any point without a penalty.
• Provided the contract is paid out in full on or before the due date there are no interest charges.
• Administration fees vary dependent on length of plan.

Administration fees for the No Payment are as follows:

• 3 months (plan # 14030) – $0.00
• 6 months (plan # 14060) - $99.95
• 12 months (plan #14120) – $149.95

Notes:

• No interest accrues and no payment are due during the length of the program plan.
• In the event the FULL balance is not cleared on or before the due date, interest charges of 31.99% are back dated to the date the plan was originally processed for the FULL amount of the plan, even if some or most of the amount financed has been repaid.
• Interest is charged at 31.99% on any outstanding balances which are not cleared at the time of any plans expire unless the customer makes alternate financing arrangements with Fairstone.
• Fairstone charges an annual fee of $35 to set up and manage every customers account.

• 15% Deposit on sale required.
• Several term lengths are available.
• Equal monthly payments begin immediately and are processed monthly until plan expires.
• Plan can be paid off in full at any point without a penalty.
• No Administration fees regardless of length of plan

Low APR with Set Payment Plans are as follows (No Admin Fees):

• 12 months (plan #36126) - Payment Calculation Factor x 0.0888/month
• 24 months (plan #36247) - Payment Calculation Factor x 0.0480/month
• 36 months (plan #36367) - Payment Calculation Factor x 0.0340/month
• 48 months (plan #36483) - Payment Calculation Factor x 0.0263/month
• 60 months (plan #36605) - Payment Calculation Factor x 0.0222/month

Notes:

• Reduced rate interest accrues from the date of purchase during the length of the financed period with minimum payments will be due each billing cycle.
• The low APR of 11.99% will apply to the outstanding balance.
• If a customer defaults on payment 2 months in a row their plan will be cancelled and they will be placed on the monthly revolving plan at 31.99% interest.
• Interest is charged at 31.99% on any outstanding balances which are not cleared at the time of any plans expire unless the customer makes alternate financing arrangements with Fairstone.
• Fairstone charges an annual fee of $35 to set up and manage every customers account.